PERSONAL CREDIT CARDS
Benefit from no annual fees, competitive rates, and the worldwide convenience of Mastercard® and Visa®.
Manage your account online
The Visa® Gold Credit Card:
Offers a fixed rate of 12.9% Annual Percentage Rate on
purchases, balance transfers, and cash advances.
Minimum Interest Charge: If you are charged interest, the charge will be no less than $1
The Mastercard Classic® and Visa® Classic:
Offers a fixed rate of 15.9% Annual Percentage Rate
on purchases, balance transfers, and cash advances.
Classic Credit Card Application
Minimum Interest Charge: If you are charged interest, the charge will be no less than $1
Additional Features
No Annual Fee | No Balance Transfer Fee | No Over the Credit Limit Fee | No Finance Charge Payment Option*
*Pay your account balance in full within 25 days of the billing date, and you won’t incur any finance charges on your retail purchases.
Instant Cash Access** | Worldwide Automatic Travel Accident Insurance
** Cash advances accrue interest from the transaction date. The cash advance fee is 2.0% of the amount advanced ($2.00 minimum, $10.00 maximum).
Fees
Foreign Transaction Fee: 1% of each transaction in US Dollars | Late Payment: Up to $15.00 | Returned Payment: Up to $15.00 | Telephone Payment: $10.00