PERSONAL SAVINGS ACCOUNTS
Build a strong financial future with savings accounts designed for every stage of life.
Experience the simplicity and reliability of our Passbook Savings Account, designed to help you steadily grow your savings while keeping your finances easily accessible.
- Minimum Daily Balance: $100
- Monthly Service Charge: $5.00 (waived if minimum daily balance is maintained)
- Transaction Fee: $1.00 for each debit in excess of six per quarter
- Pays Interest: Quarterly
BENEFITS:
- Accessible: Enjoy low minimum balances and fees, making saving easier.
- Peace of Mind: The FDIC protects your deposits, keeping your money safe.
- Competitive Interest Rates: Grow your savings with competitive interest rates.
Secure your financial future with our Money Market Account, combining the benefits of a savings account with the flexibility of a checking account. Enjoy higher interest rates along with check-writing and debit card privileges.
- Minimum Daily Balance: $2,500.00
- Monthly Service Charge: $5.00 (waived if minimum daily balance is maintained)
- Transaction Fee: None
- Pays Interest: Monthly
BENEFITS:
- Higher Interest Rates: Maximize your earnings with tiered interest rates.
- Flexibility: Enjoy the convenience of check-writing and debit card access.
- Liquidity: Easily access your funds while continuing to earn competitive interest.
Teach your children the importance of saving with our Little Eagle Savings Account, designed specifically for young savers ages 0-13.
- Minimum Daily Balance: $25
- Monthly Service Charge: $2.00 (waived if minimum daily balance is maintained)
- Transaction Fee: $1.00 for each debit in excess of six per quarter
- Pays Interest: Quarterly
BENEFITS:
- Financial Education: Instill the value of money and saving early on.
- Competitive Interest Rates: Watch their savings grow with attractive interest rates.
- Incentives: Receive a special gift at account opening and on birthdays.
Secure your savings with the stability and guaranteed return of our Certificates of Deposit (CD). Enjoy fixed interest rates with a range of terms.
BENEFITS:
- Fixed Interest Rates: Earn a guaranteed rate of return throughout the term of your CD.
- No Monthly Fees: Keep your earned interest with no hidden fees.
- Automatic Renewal: Enjoy the convenience of automatic renewal options at maturity.
Prepare for future healthcare costs with our Health Savings Account (HSA). Specifically designed for individuals with high deductible health plans (HDHPs), this account offers tax-deductible contributions and tax-free withdrawals for qualified medical expenses.
2025 HSA Contribution Limits: $8,550 for family insurance plan | $4,300 for individual insurance plan | $1,000 catch up for ages 55+
- Setup Fee: $20
- Monthly Service Charge: $1.75
- Pays Interest: Monthly
BENEFITS:
- Tax Advantages: Enjoy tax-deductible contributions and tax-free withdrawals for qualified medical expenses.
- Tailored for HDHPs: Ideal for individuals with high deductible health plans.
- Earn Interest: Grow your savings with competitive, variable interest rates.
Plan for a comfortable retirement with our Individual Retirement Accounts (IRA), which offer valuable tax advantages and competitive interest rates.
2025 IRA Contribution Limits: $7,000 below age 50 | $8,000 ages 50+
BENEFITS:
- Tax Advantages: Enjoy tax-deferred growth with a Traditional IRA or tax-free withdrawals with a Roth IRA.
- Flexible Contributions: You can contribute up to the annual limit set by the IRS, allowing you to take control of your retirement planning and build your retirement fund at your own pace.
- Security: Build a robust retirement fund with the safety and security of FDIC insurance.
CURRENT CD SPECIAL:
5 Month at 4.30% APY* or 13 Month at 4.10% APY*
*Annual Percentage Yield
COMPETITIVE AND CURRENT RATES
Review our current rates for our interest bearing, personal accounts.